Things To Check Before Buying A Used Car In Kerala

Post 5 of 6

The market for second hand cars in Kerala is massive. A report from last year actually pegs this number to be as high as being equal to new car sales in the year!

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If you’re looking to buy a used car, here is quick read to help you out.

1. Get the car and its papers inspected thoroughly

  • Check the insurance papers. You will be able to indicate if the car has had any accidents or claims related to those. A quick way to see this on the policy is to note the no claim bonus (NCB) percentage applied. The higher the NCB, the better.
  • Check if the engine number and chassis no. match the number in the registration papers.

2. Transfer the Registration Certificate (RC) to your name

  • For this, you should fill out and submit Form 29 & Form 30, issued by the RTO in the jurisdiction you live in (Find the RTO closest to your residence here).
  • The form should be signed by both the previous owner and you. If the car is registered in a different jurisdiction from yours, then an NOC from that jurisdiction’s RTO will help speed the process. This registers the transaction.After submission, the local RTO initiates the transfer.

3. Get Insurance in your name

  • It’s as important to have a valid insurance policy copy in your name as it is to get the registration transferred.
  • If the RC is registered in your name and the policy is still under the previous owner’s, then the insurance policy stands nullified.

4. Transfer of No Claim Bonus (NCB)

  • NCB is given to the insured and not the insured vehicle. Hence, on transfer of the vehicle, the insurance policy can be transferred to the new owner but not the NCB.
  • The new owner has to pay the difference on account of the NCB for the balance policy period. The original owner can, however, use the NCB on a new vehicle purchased by him.

5. Clean and fix your car before the first drive

Here’s a few things you must take care of:

  • A thorough clean up: both interior and exterior. (A new car’s prerogative, be it new or old, is to look shiny if you want to flaunt it). If possible, consider steam cleaning and sanitizing your new car.
  • Change of fluids: Life expectancy of a car always depends on how well you maintain it and a regular change of fluids and oils is a must! The best thing to do after buying a second hand car is to change all the fluids right away before using it.
  • Quick fixes to be done: Fix lights, spark plugs etc. Any sign of rust, water entry through cracks and holes or other wear of the trunk should also be checked and fixed.

Still thinking about your dream car? Try your luck and find it here!

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